First Time Buyer Mortgages

Welcome to firstbuyermortgages – the trusted online information and advice resource focused on first time buyer mortgages (UK). You will find lots of useful information and guides on all the main types of mortgages for first time buyers – and much, much more. There are lots of websites offering information on mortgages in general – but first buyer mortgages is one of only a few which focuses on mortgages for first time buyers.

> First Time Buyer Mortgages >> get advised.

As a first time buyer, buying your first home and finding the most suitable first time buyer mortgage is a big deal – probably the most significant financial transaction you have ever committed to.

Although this website contains some great information and resources on first time buyer mortgages – our recommendation to all our website visitors is to seek professional mortgage advice from an independent whole of market mortgage advice provider.

There is such a wide range mortgages for first time buyers – and choosing the most suitable mortgage is such an important decision – that it really is prudent to seek professional mortgage advice before you make any decisions.

The UK mortgage advice market is Regulated by the Financial Services Authority (FSA) for your protection – and therefore the mortgage advice you receive from a regulated mortgage adviser can be trusted, and your interests are protected. In fact, if you choose your own first time buyer mortgage, without taking professional mortgage advice, you then lack protection and are responsible for your own decisions.

> Don’t limit your choice of First Time Buyer Mortgages…

The alternative option to seeking “independent mortgage advice” to help you gain access to the best first time buyer mortgages – is of course to go directly to a Bank or Building Society.

Although this could work out as the best option in some cases, you are in fact limiting your options considerably. The bank or building society mortgage adviser can and will only offer you advice on the mortgage products they offer. You are therefore narrowing your options significantly.

The other downside is that Banks and Building Societies will try to cross-sell insurance products, which are likely to cost more than you could obtain through an independent adviser. These mortgage related insurances are very important for you to consider – but you should look to obtain quality cover, at a competitive price.

> Mortgages for First Time Buyers – find the best deal now :

First Buyer Mortgages .co.uk offers you 2 ways to get in touch with an independent whole of market mortgage adviser who will be able to search across the wide range of first time buyer mortgages currently available. Your mortgage adviser’s aim and commitment will be to help you find and obtain the most suitable, and cost effective first time buyer mortgage deal to meet your needs.